Insurer Offers Free Base Health Cover for Children


Health insurer nib New Zealand has launched a new campaign via its nibAPPLY platform offering free health insurance to children.

The Kids Cover Free offer is available through nib’s adviser partner network and provides free base cover for one child for 12 months with every adult insured under a new policy.

Rob Hennin, nib’s CEO, says making sure children are insured early “enables parents to provide greater certainty around their child’s access to quality healthcare for the future”.

One benefit of insuring children early is that they could be covered for what might otherwise be termed a pre-existing condition later in life, says Hennin.

nib’s claim statistics show the number of healthcare claims for children has increased by 5% in the past 12 months.

The most common claims for children during the period were:

  • Specialist services (consultations including seeing a dermatologist about skin issues such as eczema, dermatitis or an ENT specialist due to tonsils or ears issues) – 3,500 claims, totalling $915,000
  • Treatment by General Practitioner – 1,300 claims, totalling $45,000
  • General diagnostic –700 claims, totalling $205,000

The Kids Cover Free offer is valid for one designated child (under the age of 21) for every adult insured under a new nib policy between now and 31 October 2021.

nib says the offer, which applies to base cover only, is applicable for new members who apply for its Easy Health, Ultimate Health or Ultimate Health Max policies through nibAPPLY (usual underwriting conditions and terms and conditions apply).

In addition to the offer, nib also provides child-only cover options for families looking to cover just their children.

For more information and to view the terms and conditions financial advisers should visit nib or contact their nib Adviser Partner Manager.