Cigna has released details of enhancements to its assurance extra, business assurance, agribusiness extra and business extra policies covering multiple sclerosis, severe diabetes, medically acquired HIV, severe peripheral neuropathy, and severe cognitive impairment.
The udates came into effect on 5 August 2022 and apply to events that occur on or after that date. They do not apply if the relevant illness, injury or condition showed signs or symptoms, or was diagnosed before this date.
Full details of the changes are listed in Cigna’s August 2022 update here – with some of the highlights listed below…
Multiple sclerosis
Under the enhanced definition, as a progressive disease with no known cure, Cigna customers will qualify for a full trauma benefit payment upon diagnosis of multiple sclerosis with persisting neurological complications.
Severe diabetes
The enhanced definition reduces the severity requirement to only one of the currently listed criteria, as opposed to two.
HIV medically acquired
Cigna customers are no longer excluded from a full trauma benefit if a cure existed at the time of infection.
Severe peripheral neuropathy
Cigna has removed the exclusion of peripheral neuropathy caused by alcohol or drugs.
Severe cognitive impairment
Cigna has updated its severe cognitive impairment definition to bring it more up to date with current medical practice.